Long ago, people realized that there is strength in numbers. For...
How Can I Insure My Future?
read more
Retirement
What Is a Bond Ladder?
A bond ladder is a strategy involving the purchase of bonds that...
What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½?
Withdrawing taxable funds from a tax-deferred retirement account...
When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
Traditional IRAs and most employer-sponsored retirement plans are...
What Is a Required Minimum Distribution?
A required minimum distribution (RMD) is the annual amount that...
How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
IRAs and employer-sponsored retirement plans are subject to annual...
What Is the Gift Tax?
The federal gift tax applies to gifts of property or money while the...
What Is a Roth IRA?
Roth IRAs are tax-favored financial vehicles that enable investors...
Save Now or Save Later?
Most people have good intentions about saving for retirement. But...