Your trusted financial partner for women in transition
When life changes abruptly due to a death, divorce or an inheritance you can count on me to help build and manage your financial roadmap up to and through retirement.
I am NOT CONFIDENT about my retirement future.
The Challenge:
- Will my money last my lifetime?
- Will I be able to do all the things I’ve dreamed of doing in retirement?
- Can I retire now before Social Security age?
I’m not sure how to INVEST my INHERITANCE.
The Challenge:
- I’m overwhelmed with the complexity of my inheritance.
- I’m not sure how to invest my inheritance.
- I need a financial plan that I understand.
Am I paying too much in taxes? - How do I protect what goes to my children?
I am ALL ALONE and On MY own.
The Challenge:
- My spouse handled all the finances.
- I’m alone and not sure how to manage my money.
- I’m afraid to make a financial mistake.
- I don’t understand what investments I have.
- Am I paying too much in taxes?
- What if I have a long-term health scare?
- Will there be anything left for my children?
What to expect when getting started with
CLW Financial Planning LLC
01
Goals
My process starts with what's important to you. I get to know you, your values, and where you are today on reaching those important milestones. From there we start building your uniue personal financial plan.
02
Connect
Building the plan starts with you connecting your accounts, gathering your statements, policies, tax returns, budget information and income.
03
Meeting
We meet every month for 6 months while building the plan to incorporate all the blind spots you could encounter which might inpede your journey.
I always start with a Financial Plan. Plans run about $3,000 on average, sometimes a bit less and sometimes more, depending on complexity.
Once the Plan is ready, I can best help when you delegate the details to us under our comprehensive Wealth Advisory Agreement (WAA). This set-up works best for clients who’ve accumulated some assets for management, say about $1 million or more. WAA services start at 1% per year for the first $1 million you have us manage.
Of course, each situation is unique, so some combination of the above may suit you best. I want to help and will talk about any other options on your Intro Call.
Working with CAROLYN
Working closely with you I take the time to get to know you, understand your unique needs and goals, and create a customized financial plan that is tailored to your individual situation.
I take you through a process called the Northstar FORMula™ which addresses your investment planning, retirement planning, risk planning, tax planning and estate planning. Basically, all aspects of your financial life are considered.
I show you where you are today and where you want to go with all the possibilities and all the pot holes hiding around the corner. We are your trusted advisor to help you feel safe and secure in your financial future:
- Prepare for the unexpected and protect yourself from financial disruptions.
- Understand and build your personal financial security.
- Identify opportunities to increase your income.
- Develop a relationship with myself, a Personal Financial Specialist and a CPA who knows you well that you can trust.
- Get the most return from your investment portfolio at a comfortable risk level.
- Reduce your financial stress.
- Make sure that as you age, you have a plan to get the care and assistance you deserve.
- Proactive coordination with your other professional advisors, including accountants, attorneys, and bankers – all in one place.
- Acknowledge your financial limitations and decide how much you can share with others.
- Get a dynamic plan that is renewed annually to keep you on track to meet your financial goals.
CONTACT Carolyn
Opening hours
Mon–Fri 9:00AM – 5:00PM
Opening hours
Mon–Fri 9:00AM – 5:00PM
Talk to Carolyn
Schedule a call or Call at 919-729 6545
Talk to Carolyn
Schedule a call or Call at 919-729 6545